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Once in a while, we get into situations that we need to make an urgent call but there is no credit on our telephones to make such important calls. This is one major reason that the 4 GSM service providers is Nigeria decided to provide the opportunity for customers to borrow credit on MTN, GLO, Etisalat and Airtel using USSD code.

Every network has a unique code for airtime borrowing. Checkout the different codes below:
MTN: This package is officially called XtraTime by MTN Nigeria. It is only available for prepaid customers whose balance is less than 12 Naira. To borrow airtime from MTN, simply dial *606*amount# or you dial *606# AND follow the instructions.

ETISALAT: To borrow airtime from ETISALAT dial *665*amount# or dial *665# and follow the instructions. Available amounts to borrow are: N50, N100, N200, N500 and N1000. You’ll pay 15% of the borrowed amount as a service fee. For example, when you borrow N50 you’ll receive N42.50.

GLO: Each customer is required to request through the predefined short code *321#, which will provide the customer the amounts qualified for. To get specific denominations use the following short codes: *321*50# for N50, *321*100# for N100, etc.  A service charge of 10% is deducted on any amount borrowed.

AIRTEL: To borrow airtime from Airtel Nigeria, dial *500# and you will be shown the money of credit you can borrow. You will be charge 10% of the total credit borrowed and the balance will be sent to you line.

Repayment of all borrowed credit shall be on the next recharge of the line.


  1. This is cool.

    I take am update all my phone apps + download pess manager 2016. 1.7gb with glo 0.0

    Tnk U Admin @AY


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